Car Hire without Credit Card

Today it is common practice for most agencies car rental companies to require a credit card at the time of collecting the vehicle or book online and many car rental companies will not accept debit cards or payments cash at the time of signing the lease. The most important reason is that the car rental company can not process advanced approvals charge against debit cards, another reason is that trying to avoid handling cash at the counter. In essence your credit card is maintained as a security deposit against possible loss or damage to rental vehicle.When it comes to rent a car, there is a big difference between a credit card and a debit card, so be sure to you submit a valid credit card in the name of drivers or else the counter staff may refuse to surrender the vehicle. In many cases, the person whose name appears on the credit card has to be catalogued as a licensed driver in the lease and must be present at the time the car is rented to sign the amount charged. This can cause additional charges if the cardholder credit is not the main driver and has to be catalogued as a new driver, who is against a post with many rental car hire the companies.Sometimes company does not actually charge your card at the time of signing the lease. Instead, process and the adoption of advanced charge a certain amount that is locked and not available against the credit limit on your credit card. With this procedure the car rental company is pre-authorized to charge a certain amount to your card additional charges that may occur in cases where the car is returned late or damaged, while in his possession. Other additional costs that can be applied early return fees, mileage, the high season rates, additional charges driver, age, etc. penalties Please keep this in mind if we have your credit limit for expenditure during his holidays. In other cases, the car rental company obtain approval for charging your card if something happens to the car during the duration of the lease or rent after the agreement has expired and the vehicle has not been returned.When rental vehicle is returned in perfect condition, nothing will be charged to your credit card except for the rental fee and additional expenses such as petrol, extra drivers etc. However, if the vehicle is damaged, your credit card will be charged immediately. The amount will be charged depends on the terms and conditions of its lease. This charge is often called the loss or damage waiver coverage for collision damage charge. Some credit card companies provide such coverage in the event that usually have to pay from the local car rental company and claim later. Make sure you have the necessary documentation when you file your claim, like the original invoices, and that the invoice was issued under his name or the name of the holder of a credit card.
Source: http://www.articlesbase.com/travel-articles/car-hire-without-credit-card-489660.html