Thursday, October 23, 2008

Why You Should Look Into a Travel Program

Traveling became a very high demand issue nowadays for more and more people want to go see the other side of the world. It almost becomes a need for each and everyone of us to travel. Weather you work for a company or doing your own business, you will need to travel. Even kids needs to travel for their holiday! Traveling had been some sort of recreational activity as well. Unfortunately, it is not as affordable as going to the movies or a picnic in the park. Some people need to save for quite a long time before they can afford to have a holiday trip.

These situations have made the travel reward program sounds more and more appealing. It is definitely not a scam. There was no money down. No membership is charged to be able to participate and start earning your point. You simply do what you need to do. All you need to do is pick the right credit card with the best travel reward program. To avoid a disappointment, it is always best to do your homework. It might sound silly, but in return you will thanked yourself.

Some important fact that you have to check is the range of merchant one program has. The more places you can spend money on and get the point, the better. See if they have a big retail stores participating in the rewards program. Most big retail stores are very competitive in pricing. In this way you can get two benefits by using the card. Get a better price and bonus reward point. That means you save on money as well as collecting the travel point faster. A big retail store also offers wider range of product under one roof. So most likely you can find whatever you need in one stop shopping. This is also a saving in time and gas!

The more money you spend on your credit card travel reward program, the more points you will get, the faster you can fly for free. Logically it made sense. But beware of your spending habit and never make it a goal to achieve. This reward is a bonus not a target. Over spending syndrome happens to some people with "reaching higher points faster" in their mind. It is no longer a bonus, it became an obsessions. And that is when some people become quite skeptical about the bonus travel points program.

Like everything else in life, most of the time we learn by doing. Information and offers comes to us everyday. There is new stuff each time we check our email or mailbox at home. The "Free" word is the most intriguing word that will catch our attention in a second. Be wise and reasonable when reading any offers. Nothing is actually come totally free. There will always be something you give before you get something back. With this in mind, you may make a better decision and have more reasonable assumption.

Knowing what you really need is the best start when making decision on what type of credit card you need. There are many offerings different options. Some with no interest, some even offer you no annual fee for a lifetime! Whatever these cards offers should not affect you're spending budget or habit. The traveling reward points must be seen as a bonus. On each dollar you need to spend, you will get more than just what you buy. The points will accumulate and in return it will have a cash value when you redeem it as a free ticket.

Some people tend to ignore flyers or newsletters that came with their credit card's monthly statement. Next time try to read it; it may be beneficial for you. Some rewards program has a promotional event. This means, with the same amount of money you spend you will get double or even triple reward point. Check on the merchants participating in these special events. If you can, switch your shopping plan for that time period to the merchants or stores that will give you more points. Remember, be wise in spending. The travel reward point is not a goal to achieve as fast as possible. It is a bonus that make every dollar you spent worth more.


Source: http://www.articlesbase.com/travel-articles/why-you-should-look-into-a-travel-program-614294.html

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